Momentum Debt Relief logo
Sign In

How It Works

Personalized plans to improve your quality of life
Momentum Debt Relief

See if Momentum is right for you

Get your personalized debt settlement plan in just 3 simple steps.

1

Smart Estimator

Answer quick questions about your debt situation for accurate savings estimates.

2

Self-Assessment Quiz

Complete our readiness quiz to determine if debt settlement is right for you.

3

Build Your Custom Plan

Review your personalized debt settlement plan with savings projections.

Start Here

Smart Estimator

Answer quick questions about your debt situation for accurate savings estimates.

No contact info needed. Only takes 1 minute.

Momentum Debt Relief Smart Estimator app showing step one of six asking how much debt you are carrying
Information icon

After completing the Smart Estimator

You will receive a Momentum Score™ based on your responses to the questions.

Get Your Momentum Score™

Momentum Score: A+
Building Momentum

Next Steps

Self-Assessment Quiz

10 questions or less

1

Get Your Momentum Score™

Answer quick questions about your debt situation for accurate savings estimates.

2

Watch Videos to Increase Your Score

Increase your financial literacy and improve your score.

Building Momentum

Build Your Custom Plan

Takes 1-2 minutes

1

Connect Your Bank Account

Connect your bank account(s) so we can build a budget based on verified income and expenses.

2

Credit Check

We'll run a soft credit check to get a comprehensive picture of what you owe and to whom.

3

Customize Plan

View and enroll in a debt settlement plan that's easy to understand, budget-friendly, and designed specifically to help you build momentum towards financial freedom.

Happy couple at home reviewing finances on a laptop with a credit card, feeling relieved about their debt plan
Get Started

Ready to start your
debt-free journey?

Get your personalized debt settlement estimate
No contact info needed. Only takes 1 minute.