SMS Terms & Conditions
Last Updated: March 16, 2026
Forthact, LLC dba Momentum Debt Relief ("MDR," "Company," "we," "us," or "our") offers our customers the option to engage in SMS text communications. These SMS Terms and Conditions ("SMS Terms") govern your participation in our text messaging program. By opting into our SMS program, you agree to these SMS Terms and our primary Privacy Policy.
1. Program Description
Momentum Debt Relief provides text messages to customers who have requested information regarding debt relief services. These messages are designed to provide:
- Updates regarding your debt relief inquiry or enrollment status.
- Reminders for scheduled appointments or consultations.
- Requests for documentation required for program processing.
- Service alerts and billing notifications.
- Occasional marketing or promotional offers related to our services.
2. Opt-In Methods
You may provide your express consent to receive SMS messages from us through several methods, including:
- Online Web Forms: Checking an optional, unchecked box on our website, www.momentumdebtrelief.com.
- Verbal Consent: Providing recorded verbal consent during a phone conversation with an MDR representative for quality assurance and compliance purposes.
- Paper/Digital Forms: Signing an agreement or intake document that includes an SMS opt-in provision.
Note: Consent to receive automated marketing text messages is not a condition of purchasing any goods or services.
3. Message Frequency
Message frequency may vary depending on your interaction with our services and the stage of your debt relief program. You can generally expect to receive up to four (4) messages per week.
4. Cost and Carrier Charges
Message and data rates may apply. Momentum Debt Relief does not charge a fee for our text messaging program; however, your mobile service provider may charge you for sending and receiving text messages according to your individual rate plan. Please contact your mobile carrier for details.
5. How to Opt-Out (STOP)
To stop receiving text messages from Momentum Debt Relief, reply STOP to any text message you receive from us. You will receive one final text message confirming that you have been unsubscribed. After this confirmation, you will no longer receive SMS messages from that specific number unless you re-opt in.
6. How to Get Help (HELP)
If you are experiencing issues with our messaging program or have questions, you can reply HELP to any message you receive for more assistance. You may also contact us directly at [email protected] or call us toll-free at (888) 405-4706.
7. Privacy and Data Sharing
Momentum Debt Relief respects your privacy. Your mobile phone number and SMS consent data will never be shared, sold, or rented to third parties or affiliates for marketing or promotional purposes. This excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties or affiliates for any reason.
For a complete description of our data practices, please review our Privacy Policy.
8. Supported Carriers
Our SMS program is available on most major United States mobile carriers. Please note that mobile carriers are not liable for delayed or undelivered messages.
9. Changes to SMS Terms
We reserve the right to terminate or change our text messaging program at any time. We also reserve the right to update these SMS Terms at any time. Any changes will be effective immediately upon posting the revised terms to our website.
10. Contact Us
Momentum Debt Relief
4000 MacArthur Blvd., Ste 600
Newport Beach, CA 92660
Email: [email protected]
Phone: (888) 405-4706
